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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.

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Small Business Customers
Visit our Paycheck Protection Program page for more information on the recent changes to the PPP program.

Paycheck Protection Program

As of May 4, 2021, the SBA has notified us that the PPP funding has been exhausted. We are no longer able to submit any new applications at this time. If you received a PPP loan prior to the program's termination, please complete one of the forgiveness applications below after your covered period has expired.

Please contact us if you would like more information or to discuss this program further.

Member FDIC Equal Housing Lender