The State Bank Logo

Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.

Apply Now

Small Business Customers
Visit our Paycheck Protection Program page for more information on the recent changes to the PPP program.



Your next home is just a click away!

  • Apply for a mortgage 24/7 from anywhere you can access the Internet
  • Save your application and complete it at your convenience
  • Verify your loan status anytime, anywhere
  • Check out The State Bank's low interest rates and wide variety of loan products
Apply online today

Fixed Rate Mortgages and First Time Home Buyer programs are available. All applications are subject to normal credit approval.

Member FDIC Equal Housing Lender