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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.

Apply Now



Home Equity Line of Credit (HELOC)

Tap into the equity of your home today with a Home Equity Line of Credit from The State Bank. HELOCs offer you flexibility by allowing you to advance only what you need.

Use your HELOC to:

  • Make home improvements
  • Buy a new vehicle
  • Consolidate other debt
  • Or anything else you need

Contact one of our mortage lenders today to get started.

Member FDIC Equal Housing Lender