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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200

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At The State Bank, we value our customers and their opinions. Please feel free to submit any comments or questions you have about our institution, it's services, or this web site. Having satisfied customers is our number one goal. If you need more information on our many services, you can request that information here as well. If you'd rather send an e-mail, send it to

Spirit Lake
1902 Hill Avenue
Spirit Lake, IA 51360
Ph: 712.336.2455
Fax: 712.336.2463

Lobby Hours
M-F: 8:30am to 4:00pm

Drive Up Hours
M-F: 8:00am to 5:00pm
Sat.: 9:00am to Noon
101 N State Street
Terril, IA 51364
Ph: 712.853.6200
Fax: 712.853.6201

Lobby Hours
M-F: 1:00pm to 3:00pm

Member FDIC Equal Housing Lender