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Spirit Lake • Terril

The State Bank

1902 Hill Ave • Spirit Lake, IA 51360 • 712.336.2455
101 N State Street • Terril, IA 51364 • 712.853.6200


Mortgage Loans

  • Apply for a mortgage anytime and anywhere.
  • Save your application to complete at a later time.

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Coronavirus COVID-19 Information

Our first priority is the safety and well-being of our customers, employees, and community. We understand there is a lot of concern and uncertainty surrounding the Coronavirus (COVID-19), and we are committed to providing our customers uninterrupted service.

We encourage customers to utilize our digital product offerings for their banking needs. There are many services you can access without having to visit the bank.

With these services, you can view your transactions, transfer funds, pay your bills, deposit checks, and get cash.

If you require in-person assistance you may stop at one of our branches and speak with a representative. We have made changes to our branches including having hand sanitizer and face masks available for your convenience.

We will continue to monitor this quickly changing situation. Please check back here for any further relevant information and updates.

Member FDIC Equal Housing Lender